Car Accident With No Insurance – How To Avoid A Suspended License

car accident no insurance

Your Missouri driver’s license will be suspended if you get into an accident while driving a car with no insurance and you fail to pay for the damages.

How To Avoid A Suspension Of Your Driver’s License If You Get Into An Accident And You Don’t Have Car Insurance

If you get into an accident while driving an uninsured vehicle, you will have to make arrangements with the other driver’s insurance company (or negotiate with the driver personally without involving the insurance company) to pay for the damage to their vehicle.

You can pay for the damages in one lump sum, or you can sign an installment agreement to make payments.

If your license is already suspended, usually the suspension will be lifted after you make a few installment payments. You can negotiate the details of the agreement with the insurance company that is providing coverage for the vehicle that you hit.

Click here to see the Missouri Department of Revenue Installment Agreement.

What To Do If You Get Into A Car Accident In Missouri

If you are involved in a car accident in Missouri, you are legally required to do the following:

  • Move your car to the side of the road to avoid being hit by oncoming cars
  • Call an ambulance if you think anyone has been injured
  • Call the police to report the accident
  • Turn on your car’s hazard lights, or use flares or a flashlight to warn oncoming traffic
  • Exchange information with the other driver, including your name, address, vehicle identification, and car insurance information
  • Don’t leave the scene of the accident until a police officer tells you it’s o.k. to leave, or else you could get a ticket for “Leaving The Scene Of An Accident”
  • File a Missouri Motor Vehicle Accident Report

The Missouri Department of Revenue website has more detailed information about what to do if you are involved in an accident.

What To Do If You Get Into A Car Accident And You Receive A Traffic Ticket

If you are involved in a car accident, stop and call the police, and don’t leave until the officer gives you permission to go.

Then hire an experienced traffic ticket lawyer to get your car accident ticket reduced to a non-moving violation that won’t affect your driving record.

If you have an experienced traffic law attorney representing you, it is very likely you won’t have to appear in court.

How Many Points Will Be Added To Your Driving Record For A Ticket Involving A Car Accident

Here are the most common traffic tickets issued when an accident is involved, and the number of points added to your driving record for each one:

  • Failure to Yield – 2 to 3 points
  • Following Too Close – 2 to 3 points
  • C&I (Careless & Imprudent) Driving – 2 to 4 points
  • Reckless Driving – 2 to 4 points
  • Leaving the Scene of an Accident (“Hit & Run”) – 6 to 12 points

FYI – If your case goes before a judge, they can assess even more points than those listed above because an accident was involved. That’s why it’s best to have an attorney negotiate a plea bargain deal with the Prosecutor instead of taking your case directly to the judge.

How To Get A “Leaving the Scene of an Accident” Ticket Reduced To A Less Serious Offense

A ticket for “Leaving the Scene of an Accident” or “Hit & Run” is a serious traffic violation. If you plead guilty to “Leaving the Scene,” 6 to 12 points will be added to your driving record (depending on which court your case is being prosecuted in), and the state can revoke your driver’s license for 1 year.

The maximum penalty for a misdemeanor “Leaving the Scene of an Accident” ticket is 1 year in jail and a $1,000 fine.

Before you plead guilty to “Leaving The Scene Of An Accident,” consult an experienced traffic ticket lawyer to discuss your options. Your attorney may be able to get your ticket reduced to a non-moving, no-point violation with no jail time or court appearance required.
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For a free consultation about your Missouri traffic ticket, call St. Louis traffic law attorney Andrea Storey Rogers at (314) 724-5059 or email her at [email protected]

What To Do If You Get Into A Car Accident And Get A Ticket

car accident

If you are involved in a car accident, stop and call the police, and don’t leave until the officer gives you permission to go. Then hire an attorney to get your ticket for “Following Too Close,” “Failure to Yield,” or “Reckless Driving,” reduced to a non-moving violation that won’t affect your driving record.

What To Do If You Get Into An Accident in Missouri

If you are involved in a car accident in Missouri, you are legally required to do the following:

  • Move your car to the side of the road to avoid being hit by oncoming cars
  • Call an ambulance if you think anyone has been injured
  • Call the police to report the accident
  • Turn on your car’s hazard lights, or use flares or a flashlight to warn oncoming traffic
  • Exchange information with the other driver, including your name, address, vehicle identification, and car insurance information
  • Don’t leave the scene of the accident until a police officer tells you it’s o.k. to leave, or else you could get a ticket for “Leaving The Scene Of An Accident

You can go to the Missouri Department of Revenue website or click here for more information about what to do if you are involved in an accident.

What To Do If You Get Into A Car Accident And Receive A Traffic Ticket

An experienced traffic ticket lawyer can help if you were in a car accident and you got a ticket for “Following Too Close,” “Careless & Imprudent Driving,” or “Leaving the Scene of an Accident.”

Your attorney can negotiate a plea bargain deal with the Prosecutor so you won’t have a moving violation conviction or points on your driving record.

The outcome of your case depends on your answers to the following questions:

  • Which court is your case being prosecuted in?
  • Have you ever been involved in an accident before?
  • How many moving violations/points do you have on your driving record?
  • How old are you?
  • Were you polite and cooperative with the police officer at the scene of the accident?
  • Were there any personal injuries resulting from the accident?
  • Was the vehicle you were driving insured?
  • Did you leave the scene of the accident before police arrived?

If you have an experienced attorney representing you for your ticket, it is very likely you won’t have to appear in court, your ticket will be reduced to a non-moving violation, and you will be given at least 30 days to pay the fine and court costs.

What To Do If You Get Into An Accident And Your Car Is Not Insured

Being in a car accident is bad enough, but it’s much worse if the vehicle you are driving is not insured. This often happens when someone borrows a car from a friend who fails to disclose that the car is not insured.

Regardless of the reason, if you get into an accident while driving an uninsured vehicle, the State of Missouri can suspend your driver’s license. If this happens, you will have to make arrangements with the other driver’s insurance company (or negotiate with the driver personally without involving the insurance company) to pay for the damage to their vehicle.

Once you have paid for the damages (or after making a few payments, if it’s an installment agreement), the attorney for the other driver’s insurance company will instruct the Missouri Department of Revenue to lift the suspension of your license.

FYI – Anyone who is involved in a car accident in which one of the vehicles was not insured should file a Missouri Motor Vehicle Accident Report.

How Many Points Are Added To Your Driving Record For A Ticket Resulting From A Car Accident

If you are involved in a car accident, it is very likely that you will receive a moving violation traffic ticket.

Following are some of the most common tickets issued when an accident is involved, and the number of points added to your driving record:

  • Failure to Yield – 2 to 3 points
  • Following Too Close – 2 to 3 points
  • C&I (Careless & Imprudent) Driving – 2 to 4 points
  • Reckless Driving – same as Careless & Imprudent Driving
  • Leaving the Scene of an Accident (“Hit & Run”) – 6 to 12 points

In addition, if your case goes before a judge, they can assess more points because it was a moving violation that resulted in an accident.

What To Do If You Got A Ticket For “Leaving the Scene of an Accident”

If you plead guilty to “Leaving the Scene of an Accident” or “Hit & Run” in Missouri, 6 to 12 points will be added to your driving record (depending on whether your case is in municipal or state court), and your driver’s license could be revoked for 1 year.

The maximum punishment for a class A misdemeanor “Leaving the Scene of an Accident” or “Hit & Run” ticket is 1 year in jail and a $1,000 fine.

An experienced attorney can usually get a ticket for “Leaving The Scene Of An Accident” reduced to a non-moving, no-point violation with no jail time or court appearance required.

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If you would like a free consultation about your Missouri traffic ticket, call St. Louis traffic law attorney Andrea Storey Rogers at (314) 724-5059 or email her at [email protected]

Hit & Run Ticket Penalties in Missouri

leaving the scene of an accident

The maximum punishment for a “Hit & Run Ticket” in Missouri is 1 year in jail and a $1,000 fine plus 12 points added to your driving record.

“Hit & Run” is also known as “Leaving the Scene of an Accident.”

An attorney can get your Hit & Run ticket reduced from a 12-point ticket to a non-moving, no-point violation so your driver’s license won’t be revoked.

Punishment For A “Hit And Run” Ticket Or “Leaving The Scene Of An Accident” Ticket In Missouri

The maximum punishment for a misdemeanor Hit & Run ticket or Leaving the Scene of an Accident ticket in Missouri is:

  • 1 year in jail and
  • $1,000 fine

For a felony Leaving the Scene of an Accident or Hit & Run ticket, the maximum penalty is:

  • 4 years in prison and
  • $5,000 fine

Your Hit & Run ticket is a felony if:

  • The accident resulted in physical injury to someone, or
  • There was more than $1,000 worth of property damage, or
  • You have a prior conviction for Leaving the Scene of an Accident or Hit & Run on your record

Don’t Plead Guilty To “Hit & Run” or “Leaving The Scene Of An Accident”

If you plead guilty to a Hit & Run ticket, the following will happen:

  • You will have to appear in court and be sentenced by the judge
  • Points will be added to your driving record (6 points if it was a municipal violation/12 points if it was a state violation)
  • Your driver’s license could be revoked for up to 1 year
  • You may not be able to get a hardship license while your license is revoked

Click here to read my previous post for more information about what happens if you plead guilty to Hit & Run or Leaving The Scene of an Accident.

Your License Can Be Suspended Or Revoked For Leaving The Scene Of An Accident

The State of Missouri can suspend the driver’s licenses of both the driver and the vehicle owner if the driver pleads guilty to a Hit & Run ticket and the vehicle was not insured.

If you plead guilty to a Hit & Run ticket and the points that are added to your driving record as a result of your plea cause your point total to exceed the acceptable limit, your driver’s license will be suspended or revoked. (If you accumulate 8 points within 18 months, your license will be suspended for 30 days. If you accumulate 12 points within 12 months, your license will be revoked for 1 year.)

What Are You Required To Do When You Get Into An Accident?

Missouri law requires you to do the following if you get into an accident:

  • Do not drive away
  • Stop your car in a safe place and call the police to report the accident
  • Call 911 if anyone involved in the accident is injured
  • Turn on your car’s hazard lights to warn oncoming traffic
  • Exchange information (name, address, vehicle identification, car insurance) with the driver of the other vehicle involved in the crash
  • Don’t leave until a police officer gives you permission

The Missouri Department of Revenue website also has information about what to do if you get into an accident.

How Can An Attorney Help With Your “Hit & Run” Ticket?

If you have been charged with Hit & Run or Leaving the Scene of an Accident, you will need an experienced attorney representing you if you want to get your ticket reduced from a 6-point or 12-point ticket to a non-moving, no-point violation that won’t affect your driving record.

In most cases, the attorney will handle everything without the defendant being required to appear in court.

 

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If you need help with your Missouri “Hit & Run” ticket, contact St. Louis traffic law/criminal defense attorney Andrea Storey Rogers at (314) 724-5059 or [email protected] for a free consultation.

Car Accident Tickets – What To Do About a Ticket Involving an Accident

car accident

Car accident tickets such as “Following Too Close” or “Leaving The Scene Of An Accident” can be reduced to a non-moving violation that won’t affect your driving record. These and other car accident tickets, such as “Reckless Driving” or “Careless & Imprudent Driving” are common tickets that police issue to drivers involved in an accident in Missouri.

What To Do If You Get Into An Accident in Missouri

If you are involved in an accident in Missouri, you are required by law to do the following:

  • Stop and call the police immediately to report the accident.
  • Call an ambulance if anyone is injured.
  • Move your car to the side of the road if necessary to avoid being hit by oncoming cars.
  • Warn oncoming traffic by using flares, your car’s hazard lights, or a flashlight if the accident happens at night.
  • Exchange information with the other driver (name, address, vehicle identification, and car insurance information).
  • Don’t leave the scene of the accident until a police officer gives you permission to leave. Otherwise, you risk getting a ticket for “Leaving The Scene Of An Accident.”

Click here for more information from the Missouri Department of Revenue website about what to do when involved in an accident.

What To Do If You Are Involved In An Accident And Your Car Is Not Insured

If you get into an accident while driving a car that is not insured, the State of Missouri can suspend your driver’s license. You will need to contact the other driver and make arrangements to pay for the damages to the other driver’s vehicle, either by lump sum payment or by entering into an installment agreement and start making payments.

Anyone involved in an accident in which someone did not have insurance will need to file a Missouri Motor Vehicle Accident Report.

How Many Points Will Be Added To Your Driving Record For a Car Accident Ticket?

Here is a list of the most common tickets issued when an accident is involved, including the number of points assessed on your driving record:

  • Following Too Close – 2 to 3 points
  • Careless & Imprudent Driving – 2 to 4 points
  • Reckless Driving – same as Careless & Imprudent Driving
  • Failure to Yield – 2 to 3 points
  • Leaving the Scene of an Accident (“Hit & Run”) – 6 to 12 points

PLEASE NOTE:  The judge can assess additional points when a moving violation results in an accident.

What Happens If You Plead Guilty to “Leaving the Scene of an Accident”?

If you plead guilty to a state violation of “Leaving the Scene of an Accident” or “Hit & Run”:

  • 12 points will be added to your driving record,
  • 1-year revocation of your driver’s license, and
  • You will NOT be eligible for a hardship license (Limited Driving Privilege)

If you plead guilty to a municipal ordinance violation of “Leaving the Scene” or “Hit & Run”:

  • 6 points will be added to your driving record, and
  • You WILL be eligible to apply for a hardship license (Limited Driving Privilege)

It’s a state violation if your ticket was issued by a Missouri state trooper and your case is being prosecuted in circuit court. Your ticket is a municipal ordinance violation if it was issued by a city police officer and your case is being prosecuted in a municipal court.

What Is the Maximum Punishment for a “Leaving the Scene of an Accident” Ticket?

The maximum potential penalty for a class A misdemeanor “Leaving the Scene of an Accident” charge is 1 year in jail and a $1,000 fine.

According to Missouri’s law regarding “Leaving the Scene of an Accident” tickets, the charge is a class E felony with a maximum penalty of 4 years in prison and a $5,000 fine if the accident resulted in:

  • Physical injury to another person, or
  • Property damage over $1,000, or
  • Defendant has a prior conviction for “Leaving the Scene”

If the accident resulted in a death, it is considered a class D felony.

How to Fight Car Accident Tickets

You can hire a traffic law attorney to get your “Leaving the Scene of an Accident,” “Following Too Close,” “Reckless Driving,” or other car accident tickets reduced to a non-moving violation that won’t affect your driving record.

The outcome of your case depends on the following:

  • How bad is your driving record?
  • How old are you?
  • Did you behave politely toward the police officer?
  • Did you flee the scene of the accident?
  • Was anyone injured in the accident?
  • Was your vehicle insured?
  • Which court is your case being prosecuted in?

It is very likely that you will not have to appear in court if you have an attorney representing you for your car accident tickets, and the Prosecutor will give you at least 30 days to pay the fine and court costs. If traffic school or community service is required, most courts will give the defendant additional time to complete it.

 


If you need help with your car accident ticket, call St. Louis criminal defense & traffic law attorney Andrea Storey Rogers at (314) 724-5059 or email her at [email protected] for a free consultation and a flat-fee price quote for legal representation.